Which bank in Tianjin has a good loan must be analyzed from three aspects

  Which bank in Tianjin has a good loan must be analyzed from three aspects
With the continuous economic development, Tianjin housing mortgage bank loan has become an important way for customers to finance
In order to prevent credit risks, commercial banks generally use the way of housing mortgage loan guarantee, because the real estate is immovable, can not be hidden, has a long life, and maintains its value relatively
However, the practice shows that if the judgment is wrong or the operation is improper, this risk prevention measure will become a new risk source or trap
So, how can we safely, quickly and successfully apply for a loan from Tianjin housing mortgage bank? Today, I would like to share with you the skills of Tianjin housing mortgage bank:
1
plan the purpose and use of the mortgage loan in advance, and do not leave the loan idle

2
the first condition of housing mortgage loan: the property right must be clear, that is, there is a housing property right certificate
In the case of joint ownership, all co owners must always agree to the mortgage

3
a housing mortgage loan contract must be signed, and the prepayment, renewal terms and other matters must be agreed in the contract

4
the amount of mortgage loan is not the more the better, just enough, otherwise it will cost more interest

5
repayment
Before the mortgage loan, it is necessary to plan how to repay and the source of repayment
Otherwise, there will be high penalty interest for delayed repayment, and even the mortgage cannot be redeemed

6
the loan institution may choose the house mortgage loan guaranteed by the loan guarantee company or the house mortgage bank loan guaranteed by the guarantee company
The interest on the house pledge loan is slightly higher, but the procedures are simple and fast
Generally, the loan can be made within 24 hours
The bank interest is low, but the procedures are complicated and the audit is strict
Generally, it takes one month to make a loan for a quick one

Tel: Manager Du [133]-[0211]-[2928]