The bank loan conditions in Tianjin are relatively strict

  The bank loan conditions in Tianjin are relatively strict, such as Tianjin regular bank loan, Bank of Tianjin housing mortgage loan, Tianjin housing mortgage &zwnj& zwnj; Mortgage loan: if the borrower wants to make a house mortgage loan of Bank of Tianjin, he needs to use the house property under his own name or the name of other relatives as collateral to apply for a mortgage loan from a private or bank
The longest term of Bank of Tianjin's housing mortgage loan is 30 years,
Tianjin private real estate mortgage loans are generally one month to half a year

The following is an introduction to the relevant processes of Bank of Tianjin housing mortgage loan and Tianjin private housing mortgage loan:
1、 Procedures and conditions of Bank of Tianjin housing mortgage loan:
1
Bank of Tianjin housing mortgage loan interest: 6
37% per annum, and please inquire for further service charges

2
The borrower applies for a loan from a prospective bank through a bank or intermediary service agency, and provides authentic, effective and comprehensive materials at the request of the bank,
It must include: ID card, household register, marriage certificate, house copy, as well as non essential conditions: credit investigation, running water and other asset certificates

3
According to the needs of the bank, fill in the relevant application form for housing mortgage loan of Bank of Tianjin, and apply for housing mortgage loan with relevant materials

4
After the application is submitted, an on-site evaluation will be conducted on the mortgaged property

5
After the property appraisal is completed, the bank will review the borrower according to the necessary and non necessary materials provided by the borrower, and make a decision after passing the review
The maximum amount and term of the loan provided to the mortgage lender

6
When the borrower passes the bank's approval, the next step is to go through the mortgage registration procedures at the housing management office to which the property belongs

7
After going through the formalities and handing over the certificate of other rights to the bank, you will get the loan, which usually takes about 45 days

2、 Tianjin private housing mortgage loan process and conditions: (the process of private housing mortgage loan is actually the same as that of the bank, but simplified)
Tianjin private housing mortgage interest: 1% per month

Have the intention to make an appointment for interview -- submit relevant materials -- assess the housing value -- go through relevant housing mortgage procedures -- notarize the receipt -- make the final loan, and generally get the money on the same day

The company handles various types of loans for enterprises and individuals, and has long been engaged in bank and private loan business
The application for private housing mortgage loan is lax, and the term of bank housing mortgage loan is long
You are welcome to call or visit for consultation at any time

Tel: Manager Du [133]-[0211]-[2928]