You will know after reading the loan process of Tianjin bank

  After reading the loan process of Tianjin bank, you will know the loan process of Tianjin bank:  
1
Apply for a loan  
The borrower applies to the financial institution for the purpose, amount and term of the loan
If the loan application meets the loan scope of this financial institution, then you need to prepare corresponding materials

2
Submission of loan information
Submit application materials, including but not limited to the following contents (see the specific provisions of each bank product):
The borrower's ID card, the running records of the past six months, the work certificate, the credit report and the house property right certificate, etc
If an enterprise needs to mortgage its real estate, the materials it needs to provide include: three business licenses, * * licenses, articles of association, capital verification reports, purchase and sales contracts, the flow of the last six months, the annual financial statements of last year and the financial statements of the last half year, and asset certificates (different materials will be provided according to different banks)
This link is a very important one in the process of real estate mortgage loan, because many customers are in urgent need of money when making loans
If these materials can be prepared in advance, it will save a lot of trouble

3
House viewing evaluation
After the materials are submitted, the bank will conduct field investigation and evaluation according to the mortgaged house
Each link is an important part of the real estate mortgage loan process, which directly determines the amount of your housing mortgage loan
Generally speaking, there will be some difference between this assessment and the market price, because the assessment agency will consider multiple factors

4
Loan for approval
The house appraisal company will submit the appraisal report or appraisal opinion to the bank for approval

5
Signing loan contract
The borrower and the loan institution shall sign the loan contract and all relevant documents, sign and affix their fingerprints, which shall be notarized by notaries

6
Mortgage registration procedures
The bank shall go through the mortgage registration procedures at the house property office with the house ownership certificate and the notarial certificate of the loan contract

7
Bank loan
Due to different regulations of each bank, it will make loans in the form of cash, punch in or remit to the cooperative merchant account

8
Repayment on schedule
This can not be ignored
It is an important link in establishing good credit
If the borrower repays in full on schedule, it may play a positive role in promoting the borrower's future borrowing and job search
9
Handle mortgage registration cancellation procedures after the loan is settled
After the loan is settled, go to the real estate bureau to go through the formalities for cancellation of real estate mortgage

With high standard, high-quality and efficient professional services and strict risk control, Tianjin Anyuan express loan company has solved the financial problems for many friends who need loans and won a good reputation

Tel: Manager Du [133]-[0211]-[2928]