Yingya Securities Consulting: novices in the workplace want to save the first pot of gold in life. These financial management knowledge should be known

Yingya Securities Consulting: novices in the workplace want to save the first pot of gold in life
These financial management knowledge should be known
 
Generally speaking, novices in the workplace will face a dilemma of earning less and spending more
After entering the workplace, although there is no pressure to get married and have children, this period is more important and we have to prepare early
Many people ask, so how can you save the first pot of gold in your life? Next, & ldquo; Yingya Securities Consulting & rdquo; Let's talk about the specific methods
Let's learn about this aspect of financial management

1、 Check assets and sort out financial status
Many newcomers to the workplace only know how much they pay in a month, but they don't know how much they spend in a month
Therefore, the first step is to check your own assets and liabilities
Assets include cash, deposits, investments, etc
, and liabilities include housing loans, car purchase loans, card bonds, loans, etc& ldquo; Yingya Securities Consulting & rdquo; Xiaobian suggests that you make your own balance sheet, so that you can know your assets well, which is conducive to dealing with problems in time and making relative adjustments

2、 Adhere to bookkeeping and resist impulse consumption
When you first enter the workplace, you should cultivate the habit of bookkeeping and consume in a planned way
It's best to write down every consumption, sort out the Sub Ledger recorded at ordinary times according to the month, and have a clear understanding of your consumption habits
In addition to classification according to purpose, it is divided into two categories according to necessary expenses and controllable expenses
Nowadays, there are many accounting apps
You just need to stretch out your finger to record each expense, and the app can automatically count and analyze your monthly revenue and expenditure details according to your requirements
In particular, part of controllable expenditure is the entry point of throttling, and the key to throttling is not to consume impulsively

3、 Compulsory deposit and save the first pot of gold
As the saying goes, if you don't manage money, money will ignore you
Financial management doesn't care about your annual income
The key is to accumulate over time
In the case of little income, we should also strengthen our confidence in saving money and firmly believe in the power of adding up a little makes a lot
Even if we only save 500 yuan a month, we can save 6000 yuan a year and 60000 yuan in ten years

  This is the key way to save the first pot of gold in your life
You can also learn about & ldquo; Yingya Securities Consulting & rdquo;, Help you manage your money more scientifically and achieve & ldquo; Make money & rdquo;