Shanghai agent makes wage flow income proof, and the price is affordable

  To make a perfect bank flow, we need to do this
The effective * should be like this: [Q / V core: 1379855646] Shanghai agent makes salary flow, and the income proves that the price is affordable
First: the source of funds is the company's public account, and the salary is definitely recognized, * only refer to this flow when increasing the quota
For personal account transfer and salary or ATM deposit, it is recognized as appropriate in terms of bank loans, and RV loans are basically recognized now
Second: the whole deposit is zero, for example, if 1 is put in 10 thousand yuan, then it is best to turn out the 10 day's time component, to have daily consumption records such as Alipay and WeChat, then to cash in the ATM or transfer the money online, transfer the cost of living to their parents or girlfriends, and then directly transfer to Alipay's balance before making use of the funds to other aspects
It looks more real
Many intermediaries do this
Third: the time of capital income is fixed
Since as the source of wage flow, the bank attaches importance to stable income, the time of monthly income should be fixed on the same day, and the difference should not exceed three days
For example, if the salary is fixed on the 1st of each month, the latest date will not exceed the 3rd
Considering the two-day delay on the weekend, the maximum difference is no more than three days
Fourth: the bank account balance cannot be zero, because if the bank looks at the daily average, it depends on the activity of your savings card
It's best to keep it for a minimum of 1000 yuan and never take it out
The money deposited into the bank had better not be withdrawn immediately
Lump sum deposit and withdrawal is not a running water, which is regarded as invalid running water in the eyes of most banks
What the bank pays most attention to is the average daily and average annual deposits
You say how much proportion you have pulled down every few days, and the money has been kept there, so that the bank can use it to create benefits for itself

Fifth: timeliness of running water
Banks generally use the running water of the last two quarters as a reference
Some people are opportunistic and print it as soon as they have income at the beginning of the month
As a result, the bank can't see the use of funds this month and is likely to let you print the running water from seven months
And it is a continuous flow, rather than saving for one month
It will continue after stopping for one month
The effective flow should be calculated from the first month of your continuous saving
If it stops for one month, it will be invalid

 
What is the role of bank flow? How to buy a house if the running water is not enough * how to buy a house if the running water is not enough? 1
Increase the number of CO lenders
If the number of buyers is too small, the bank will reduce the loan amount of the borrower or refuse the loan directly in order to reduce the risk of lending
In this case, buyers can consider increasing the number of public lenders
For married people, if * is not enough, they can jointly apply for a bank loan and provide * for both husband and wife, as long as the sum of * meets the bank loan requirements
2
This method of depositing a large amount of money at one time is not necessarily recognized by every bank, but buyers can also try it
If you are single and can't find a co lender, you can try this method of depositing a large amount at one time
After depositing a large amount of money, the balance of the individual account of the buyer will be more, which is equivalent to providing financial proof and proving his repayment ability
In addition, buyers can also provide other large property certificates to the bank, such as real estate, automobile, fund, large insurance policy and so on
3
Providing guarantee to prove that the reason why the lending bank attaches so much importance to the * of the borrower is mainly because the lending bank judges the repayment ability according to the * of the borrower
If * is really not enough, the buyer can also provide effective guarantee certificate, and cooperate with the unit's income certificate or dividend to prove that its overall repayment ability meets the requirements of the bank, he will also agree to lend
The above is about the role of * and how * is not enough to buy a house with loans
Although banks approve housing loans almost the same, some bank loan policies are stricter and some bank loan policies are looser
If buyers are not enough * and worry that they can't get the loan, they can apply for a loan from this bank, which has a greater chance of success

Business Introduction
We specialize in handling the national * accounts, wage punch in flow, deposit certificate, deposit slip, income certificate, on-the-job certificate, bank electronic receipt, etc
, which can be used as personal loans, visa, house purchase mortgage, etc
as auxiliary materials
Main business: *, salary flow, enterprise flow, personal water, credit deposit certificate, income certificate, on-the-job certificate, copy seal, residence certificate, etc
, which can provide customers with various high-quality services for a long time and make their business easy to handle