Provide the printing flow of Jilin agent bank and hand it over to us for processing

  Provide the printing flow of Chongqing agent bank and give it to us to deal with [VX / Tel: 138-2229-4898] payroll flow of corporate bank, bank deposit certificate of Chongqing agent, cash flow of agent and enterprise flow (car loan, house loan, visa and employment) and employment flow of each bank
When the bank applies for a loan, the bank will require the applicant to provide * for a period of time to prove his financial ability
So what is *?
In short, * is the * transaction list formed by each deposit, withdrawal, consumption and transfer information on your *
Banks can check whether individuals have a stable income and are able to repay *

*Three forms of
1
Wage flow
Wage flow is the most recognized flow by banks and lending institutions and the best proof that it can accurately reflect the borrower's actual income
At the same time, social security and provident fund can also reflect the regularity of the borrower's unit and the stability and security of my work

If you want to prove your ability to borrow and repay, salary flow is the best chip!
2
Transfer flow
Transfer flow is the flow formed by the transaction records of transfer through counter, network or online banking
Generally speaking, only some banks and lending institutions will recognize it
If there is a fixed time and fixed amount, it belongs to the part recognized by the bank
Many freelancers and part-time workers are of this type

3
Self storage water
The running water deposited through cash or transfer of other banks * is self depositing running water
Unlike salary flow, the flow saved in this way will display & ldquo; on the *; Deposit or cash deposit;, Only some banks recognize it

To sum up, payroll flow is the most easily recognized * when making loans, and transfer flow and self deposit flow are recognized by some banks
Therefore, when applying for loans, borrowers must shop around and find the best matching banks and products

How can we get together if there is not enough running water?
1
Proof of income
In addition to the fixed salary, is there any extra money earned that is not included in the running water? Are bonuses and subsidies paid in cash? You can find relevant units to issue your own income certificate

2
Provide tax certificate, etc
Personal stable tax certificate and social security certificate can also replace * in some cases
However, not all banks can, and specific consultation is needed

3
Increase co payer
Married people can provide the running water of both husband and wife
If the wife is a housewife and has no running water, parents with repayment ability can be added as joint repayment persons

4
Provide other asset certificates
In fact, banks look at the flow of money to see the solvency
They can provide banks with the following asset certificates, even insurance policies, bills and other information

5
Reduce the loan limit
The running water is not enough, and the above certificate is not available
In this case, the loan limit can only be reduced to the scope of their repayment ability
Generally speaking, when handling loans, the bank will require the borrower to provide 3-6 months of salary flow, so as to evaluate the stability of the borrower's income and the sustainability of repayment sources
Therefore, it is best to deposit the amount for 3 or 6 consecutive months and ensure that the balance is not zero, so as to be more easily recognized by the bank

How to see *?
See whether the income meets the standard: in order to prevent non-performing loans, the bank will make clear requirements for the lower limit of the borrower's income
If the loan bank clearly stipulates that it will only accept the loan application of those above 4000 yuan, and you * show that the average income in the recent period is only 3000 yuan, I'm afraid your loan application can only be rejected
Of course, you can also apply for loans from other institutions with low income threshold

See whether the time is compliant: banks generally require to see the flow of the last three or six months in order to assess the stability of your work and the sustainability of repayment sources
In the final analysis, it is to ensure the controllability of capital risk

See if the running water is fake: because they can't provide the * required by the bank, many people will submit fake *
However, don't think that the bank can't identify
They have many ways to verify your *, and counterfeiting will only waste time and credit

Precautions for printing *
First of all, you need to confirm which bank paid your salary, so as to determine which bank account needs to be printed

Secondly, bring your personal ID card and * go to the outlet of the bank where the * account is located (some need to go to * * bank, and consult the bank customer service for details)

Third, when handling, it is necessary to explain to the staff the time period to print the flow, which is generally the last three or six months

*There are no too detailed restrictions
You can basically print at any time
Those within 6 months are basically free