Provide Cangzhou bank payroll - you'll see it after reading!!

Provide Cangzhou bank payroll statement & mdash; After reading it, you will see it!! Electric micro 138-2229-4898 Bank entry flow refers to the deposit and withdrawal transaction records of a bank's current account
When buying a house with a mortgage, the bank will require buyers to provide * for nearly six months, and the family income is more than twice the monthly payment
Therefore, you must choose the bank savings account that you often use and has the largest flow to print the flow
For the working class, the bank will mainly look at your salary flow, monthly account balance and daily average balance of your account

For small and medium-sized enterprise owners, self-employed owners, etc
, the bank will mainly check the borrower's in and out accounts, fixed deposit balance, etc* It is better to reflect that there is a relatively stable entry at a fixed time every month* The monthly household income reflected in the housing loan needs to be more than twice the monthly mortgage payment

 
About us: a * team with high quality and sincere hospitality: the core personnel are elites with several years of experience in * service industry
They have unique creative ability and rich practical experience in * production
They are highly professional and can provide efficient and fast technical support for individuals or enterprises; Our customer service team works 24 hours a day, efficiently, professionally and quickly to provide exclusive * solutions for each customer
We focus on acting *, mortgage flow, entry flow, mortgage flow, * billing proof,
What is required for printing flow?
1
You need to bring your ID card, card or passbook to the non cash business window of your bank's business outlet, print it through the bank staff, and affix the red seal of bank business (relatively high authority, mainly used as proof of bank loan financial resources)
2
Carry * or passbook to the self-service inquiry equipment at the bank's business outlet for printing
When handling, explain whether the number of * months you want to print is 3 months or 6 months
Generally speaking, printing is free within 6 months
Most banks charge a fee for * printing a year ago

 
What is effective flow? What if the income is not enough & ldquo; Do & rdquo; flowing water?
The circular transfer mode of multi person and multi card can be adopted, and the amount can not be the same every time
It's OK to keep a fixed amount of transfer for a period of time every month
But this way is not recommended

What kind of running water is absolutely ineffective?
1
Withdrawal is greater than income
2
Deposit and withdrawal on the same day
3
Long term (within half a year) no funds are received
4
The two sides of the transfer are relatives
There are both dry goods and nonsense
I believe that after reading so much, I believe everyone has a little concept of various details of * and should also understand the operation method
Practice is the only standard to test the truth
Take action quickly and do it boldly

Teach you how to distinguish the authenticity of running water: 1
The paper of running water printing
The first impression of running water is nothing more than the paper feel of running water
In general * printing, there are two rows of small hollow circles arranged vertically on both sides of each paper, but some papers do not have such vertical circles
For example, there is no running water in some branches of Agricultural Bank of China, so this is not very accurate
The most important thing is to look at the paper sense of running water
The real * paper is thin, and rubbing will feel that the texture of the paper is crisp and clear, which is different from A4 paper
Of course, the running water printing of some Agricultural Bank of China branches is printed on A4 paper, so we often say that the running water of Agricultural Bank of China is the most prone to fraud

2
Flowing font
As we all know, the flow printing font of each bank is different
Generally, the font of * is a special machine printed font for the bank, which is relatively thin and neat, but the flow font of ABC is the most different
The flow font of ABC is bold square Song typeface
The font printed by normal banks is a machine printed font, which is not an ordinary font displayed by normal computers, Therefore, only the font of Agricultural Bank of China can be printed by computer
Therefore, the possibility of flowing water counterfeiting of Agricultural Bank of China is the highest and the easiest to imitate

3
Interest settlement of running water
As we all know, the bank will settle interest in March, June and September every year
If the other party provides the flow of nearly a year, pay attention to whether there are interest settlement records in these three months
Of course, this is not absolute, because some banks will hide the interest settlement records
I remember there was a flow in 2014
At that time, I didn't find the interest settlement transaction records, Mistakenly thought it was a fake flow
After reporting, the team leader told me that this flow was verified by the audit department and was a real flow
Later, I learned that there was a certain amount of interest settlement
Looking at the final balance of the flow, there was a few yuan increase, but the transaction records of interest settlement were hidden by the bank
However, such situations exist in a few cases, so, To identify the authenticity of a piece of running water, we can't just look at this item
We can determine the authenticity of this piece of running water through many comparisons, that is, we can't kill any piece of running water with a mallet

4
Items in flow
As we all know, each flow contains the name, account number, time and details of each transaction record, which will be displayed accurately and carefully
For example, the account number and account name are arranged at the top left of the flow, and the start time and deadline appear side by side
For example, some forged flow will not be so detailed, and the fake flow will be rough in forging transaction records, Moreover, the names of various projects will be more random, so this is also a reference aspect

5
Check the balance of daily accounts with the incoming and outgoing accounts
A few days ago, I saw a fake running account of Agricultural Bank of China
There would be one or two large receipts every month, so the monthly balance was always sufficient
Later, I checked it, and the monthly incoming and outgoing accounts and balance could not be matched, especially the two large receipts were transferred out immediately, but the balance remained for a period of time, and the balance in the running account could not be checked with the incoming and outgoing accounts
Therefore, it can be said with certainty that this is a fake water that is not refined enough
Of course, for those with large transaction volume and quantity in the daily flow, for example, the daily flow of some large customers may be dozens of pages, so it is impossible for us to verify the incoming and outgoing accounts and balance of each item, but the sampling method can be used for verification, which is also a method for reference

6
RMB identification
We know that & ldquo; usually appears on the * home page; Currency: RMB (functional currency) & lsquo& rsquo; This word, but you will find that some * print out & ldquo; Currency: RMB (functional currency) & lsquo& rsquo; It will be followed by the English letter of RMB
If you check carefully, you will find that the English of RMB printed by the normal computer is like this & ldquo; RMB”， However, the m on the * is different from that printed by the normal computer
The V in the M font in the real pipeline will be much higher than that in the middle of the normal m, which is different from that printed by the ordinary computer
Therefore, this small detail is also a reference point

7
Repayment in running water
This is also a key point to identify the authenticity of the flow
Generally, the counterfeiting flow will not record some deduction transactions, such as the transaction records of the customer's monthly repayment of housing loans and car loans, or the transaction records of repayment of bank loans, whether the monthly deduction is overdue, etc
this can not only see whether the customer's flow is true, but also judge the customer's current liabilities, It helps to understand the current situation of customers

8
Flow printing method
At present, there are no more than two printing methods of running water
One is that the customer goes to the bank to print, and the other is that the salesman accompanies the customer to the bank counter to print
Of course, I think this is a more direct and intuitive method
The authenticity of the salesperson accompanying the customer to print will be more direct and more appropriate than the above identification methods
Of course, this will have a certain assessment effect on the salesperson's professional ethics
If the salesperson's professional ethics and conduct are not up to standard, that is, the so-called knowingly committing fraud to help the customer, The seriousness of the situation is not only the falsehood of the running water, but also the problem of the company's management and employee control
Therefore, in general, under such circumstances, we will indicate on the flow report printed with the salesperson: so and so customer manager will print with the customer and bear the responsibility
If the information is found to be false later, the salesman will bear all responsibilities
Therefore, this practice also put an end to the salesperson's counterfeiting psychology from a certain aspect

9
Telephone verification
This is by far the most accurate and effective method
Of course, it is also more difficult, because to know the customer's query password, we need the customer's consent
We can verify the authenticity of the flow through telephone banking and online banking
It's best to implement this situation in front of the customer, so that the customer is more secure and monitored in the whole process, so as to avoid the customer's financial problems and complaints in the later stage

Case sharing: & ldquo; I have just worked for less than half a year, with a monthly clock in salary of 3000 yuan
I am single, and I have no other effective proof to prove my repayment ability
Can I apply for a loan& rdquo; Xiao Yuan, the buyer, was very confused
Xiao Yuan told reporters that he was a college student who had just graduated and returned home
He only worked not long ago
Seeing that house prices are rising all the way and worried that they will not be able to buy a house in the future, they want to bite their teeth and buy the house now
Who knows that when they apply for a loan from a bank, the other party does not agree to lend

Resolution:
According to the credit staff of a state-owned Bank Liuzhou Branch, only for housing loans, the first way is to apply for a loan with a monthly repayment amount of less than 2500 yuan, and the monthly repayment amount is the least according to the repayment method of 30-year equal principal and interest; The second way is to increase the parents as the co payer, and their income plus their parents' income can meet the conditions

Co payers generally refer to the direct relatives of the borrower under the same account, such as parents, children, brothers and sisters, or shareholders of economic companies and corporate legal persons
The bank also believes that the borrower's repayment ability is insufficient and there is the possibility of failing to repay in full and on time, so it requires the borrower to find a co payer

  Our business is stable for a long time, serving thousands of customers and dealing with * data every day
I know how many customers who need to provide * bills for salary increase after entry have found us in confusion

The company promises:
1: Clearly mark the price and never bid for anything

2: Local real handling, Shunfeng in the same city, available within 24 hours

3: Support inspection before payment

4: Keep privacy confidential and never divulge customer information