Materials provided for handling Tianjin housing mortgage loan

age	18-70 years old
Annual interest rate	6 37%
lending time	1-30 days
Attribute	Tianjin housing mortgage loan
term	medium and long-term loans

Handling the materials provided by Tianjin housing mortgage loan, handling the materials provided by Tianjin housing mortgage loan, Tianjin housing mortgage loan consultation, Tianjin real estate mortgage loan acceptance, Tianjin second-hand housing mortgage loan process 1 What kind of real estate can handle mortgage consumer loans??? The bank has strict restrictions on the real estate applying for real estate mortgage loan: the real estate that can be listed and traded in accordance with the relevant national regulations, has full property rights and is in a non mortgage state, that is, the purchase of ordinary commercial houses that have been settled with full payment or loan can be handled
Affordable housing less than five years old, real estate in the state of demolition, and small property houses without property ownership certificates cannot apply for mortgage consumer loans

2
Pay attention to the term and percentage of mortgage consumer loans
?? Compared with second-hand housing mortgage loans, the loan term and percentage of mortgage consumer loans are relatively low
The longest term of mortgage consumer loan is 10 years, and the maximum loan amount applied for is 70% of the total price of the house
In addition, banks also have a limit on the minimum amount of mortgage loans
Generally, the minimum amount of a single loan is 100000 yuan
In addition to the specific circumstances of the house, the qualification of the borrower will also affect the length of the loan application

3
Mortgage consumer loans have strict restrictions on housing age
?? Not all properties can be mortgaged
There are also regulations on the age requirements, which are generally less than 15 years old
At the same time, the bank also has restrictions on the age of the applicant, which is generally "housing age + borrower age"
The male is not more than 65 years old, and the female is not more than 60 years old
Therefore, the borrower should consult relevant matters when planning to mortgage consumer loans

4
What purposes can I apply for mortgage consumer loans?? Although mortgage consumer loans are a good means of financing, not all uses can be used for mortgage consumer loans
Currently, the uses recognized by banks are mainly loans for house purchase, car purchase, decoration, studying abroad, etc
The bank has a strict review on mortgage consumer loans, requiring the borrower to provide relevant proof of use
If it is used for house purchase, it is necessary to submit a house purchase contract, and a decoration contract is required for decoration

Loan handling hotline:
Manager Liu: 151-2205-4261 or 151-2283-9407 or 158-2235-4203
Qq:1275465981 or 2141079105
Address: Baosteel building, Hexi District, Tianjin (opposite to Tianjin daily building)
Handling the materials provided by Tianjin housing mortgage loan, handling the materials provided by Tianjin housing mortgage loan, Tianjin housing mortgage loan consultation, Tianjin real estate mortgage loan acceptance, Tianjin second-hand housing mortgage loan process