Kunming agent bank salary flow - 24 hours to complete!

Kunming agent bank salary flow water and electricity / V letter: 138-2229-4898] Kunming agent bank reconciliation flow [no need to open] personal salary flow, entry flow bill, etc
, with rich work experience, real and reliable, and satisfactory payment! Welcome new and old customers to inquire and negotiate* It refers to the deposit and withdrawal transaction records of the bank's current account (including current passbook and *), also known as the bank account transaction statement, and refers to the list of deposit and withdrawal transactions between the customer and the bank over a period of time

There are five ways to apply for housing loan * as follows:
1
Married people can provide running water for both husband and wife
If the husband and wife do not meet the requirements of running water, the husband and wife can apply for a loan together, as long as they do not meet the requirements of running water
For example, the monthly mortgage payment is 5000 yuan and the husband's monthly income is 8000 yuan
As long as the wife's monthly income exceeds 2000 and the total is more than 10000 yuan, it's OK

2
Increase down payment
If * can not meet the requirements and can not provide other certificates, we can only increase the down payment ratio and reduce the loan amount to the scope of our repayment ability

3
Provide valid guarantee certificate
There is a real estate under the name of the buyer and there is no loan, but the running bill is not enough
Some banks will let the buyer take the first house as guarantee and provide income proof
After that, under the comprehensive measurement of the bank, it is likely to lend to the buyer
However, this method is not practical for every bank, and some banks do not support such guarantee certificate

4
Deposit a certain amount of funds into * at one time
You can deposit a certain amount of money into * at one time and provide your own income certificate, which can also prove your repayment ability
You can also provide other large property certificates to the bank, such as other real estate, cars, etc
at the same time, you can provide your fund or policy notes, which are also possible

5
Use the provident fund deposit certificate or individual tax payment certificate instead*
If the lender's monthly salary is paid in cash and there is no way to provide running water, he can use provident fund and personal tax to prove his stable income
However, it should be noted that it must be paid at a fixed time (at the same time of each month)
Specific banks need specific consultation, and then when applying for loans from banks that can use this method, they can apply to the bank with personal payment certificate, social insurance certificate and provident fund payment certificate