In 2020, Beijing will act as a bank payroll agent and provide one-to-one services for professionals

  In 2020, Beijing acts as the bank's payroll flow, one-to-one service for professionals, e-wechat 138-2229-4898
Bank statement flow refers to the deposit and withdrawal transaction records of the bank's current account (including current passbook and *), also known as * deposit and withdrawal transaction statement
In short, it is the * transaction list formed by each deposit, withdrawal, consumption and transfer information on your * that is *
According to the nature of the account, * can be divided into individual * water and public water
Generally speaking, the running water of ordinary office workers is a * water, while the running water of some small and medium-sized business owners and individual businesses is a public water

So why is * important for loans? Why do you often decide the success or failure of your loan? Because banks can check whether individuals have stable income and are able to repay * through running water
Generally speaking, for ordinary wage earners, the bank will mainly look at your salary flow, monthly account balance and daily average balance of the account
Through this series of information, it will measure whether you have enough repayment ability
If not, you are likely to be rejected
After all, the bank will not do business at a loss, and the loan is also lent to people with repayment ability
Therefore, * if you fail, you should pay attention!
About us: our business is stable for a long time, serving thousands of customers and dealing with * data every day
Familiar with the procedures in handling * bills, how many customers who were not enough for house purchase loans, car purchase loans and visa * and needed to provide * bills for salary increase found us in confusion
Our specialty is your demand! We hope to have a chance to cooperate with each other

We focus on acting *, mortgage flow, entry flow, mortgage flow, * billing proof,
What is required for printing flow?
1
You need to bring your ID card, card or passbook to the non cash business window of your bank's business outlet, print it through the bank staff, and affix the red seal of bank business (relatively high authority, mainly used as proof of bank loan financial resources)
2
Carry * or passbook to the self-service inquiry equipment at the bank's business outlet for printing
When handling, explain whether the number of * months you want to print is 3 months or 6 months
Generally speaking, printing is free within 6 months
Most banks charge a fee for * printing a year ago

 
What is effective flow? To develop effective running water, pay attention to:
1
Ensure that a fixed amount is deposited at a fixed time every month
2
The storage time should not be less than 24 hours, and the access interval should be longer
3
Deposit more and withdraw less to ensure a certain balance in the card every month
4
If you plan to buy a house in the next few months, don't resign in the near future! The bank requires to provide * within 3-6 months
If the file is out of order, it will affect the mortgage application

What if the running water is not enough?
① Married people can provide running water for both husband and wife
② Use the provident fund deposit certificate or individual tax payment certificate to replace *
The premise is that the payment is made at the same fixed time every month, so as to prove that the borrower has a stable and fixed income
Note: not all banks can handle it
Please consult several more
Teach you how to distinguish the true and false of running water: identify the true and false through some special features on the surface of * which is similar to identifying counterfeit banknotes* It has its particularity, which can effectively help us identify true and false
The following is a brief analysis

1
The font of bank transaction flow is special
For example, the fonts of banks, public security, finance, military and other departments belong to special fonts
There will be no such words in general office software, while forged fonts are generally printed out in general office software

2
The real flow font printed by the bank has obvious concavity and convexity, while the forged flow is generally smooth

3
The real * printer is not the same as the printer used in the market
Bank printers generally belong to pinhole printers, and the printed water has good light transmittance

4
Identify the true and false through the business seal stamped by the bank
For example, the general term of self-service printing of ICBC is 6 months, and the official seal with black seal is printed
As like as two peas in the bank, the position and strength of the multi page water seal will not be exactly the same

5
The transfer function in CRS, ATM and other machines can be used to identify whether the transaction flow account exists and whether the account number is consistent with the account name

Case sharing: & ldquo; If you buy a house in the name of both husband and wife, do you need to provide the running water of both sides? If the wife has taken care of children at home in recent years and there is no running water, can the loan work& rdquo; Citizen Mr
Wang called Ju Liuzhou to inquire about relevant policies
It turned out that Mr
Wang's family had been renting a house in a community on Baisha road
Recently, it was hard to save enough money to make a down payment to buy a new house
Unexpectedly, the family made a mistake on this issue because his wife didn't work and didn't meet the loan conditions

Resolution:
The reporter consulted the relevant credit staff of many banks in Liuzhou
It is understood that for married people, if one party's running water does not meet the requirements, they can provide the running water of both husband and wife
As long as the running water of both husband and wife meets the requirements, they can also apply for a loan
For example, the monthly mortgage payment is 5000 yuan, the husband's monthly income is 6000 yuan, which does not meet the requirements of more than twice the monthly mortgage payment, and the wife's monthly income is 6000 yuan
Together, they are 12000 yuan, which meets the requirements

Generally, if the husband or wife can provide income certificate and running water, and meet the conditions that the income is greater than twice the monthly repayment amount, one of them can successfully apply for a loan
But a staff member of Liuzhou bank also said: & ldquo; Because it is a husband and wife relationship, Mr
Wang's wife also needs to sign a written statement about the loan as one of the loan procedures& rdquo;
Our strengths:
1
Acting staff: the old staff of the retired bank act as the agent to be printed, and the data is clear and reasonable without loopholes

2
Material specialty * paper, and synchronize the paper of major banks

*Version: the latest synchronization * version, updated in time
It can also be customized according to customer requirements

4
Improve the service system, provide professional customer service consultation and guidance in the whole process, and provide professional knowledge in loans, visas and other aspects to help you succeed

5
Timely grasp the bank situation such as handling loans to customize the corresponding * bill

Agent banks: Agricultural Bank of China, industrial and Commercial Bank of China, China Construction Bank, Bank of China, postal bank, Xinhe bank, rural commercial bank, Shanghai Pudong Development Bank, Everbright Bank, Huaxia Bank, China Merchants Bank, etc

*Bill, we are very professional and have always been very serious!
 
The company promises:
1: Clearly mark the price and never bid for anything

2: Local real handling, Shunfeng in the same city, available within 24 hours

3: Support inspection before payment

4: Keep privacy confidential and never divulge customer information